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Thinking about buying a home? 
Here are some quick tips to ensure a smooth process:
Get a thorough home inspection to assess safety and condition. When submitting an offer on a house, make sure you speak with your agent on what type of home inspections you are able to get. For example, most home buyers obtain a whole house inspection. This will give you a very good idea of what items need to be addressed before settlement. Another important inspection is a termite inspection or any type of wood, destroying insect. When completing these inspections, the buyer is made aware of any potential concerns with the house. The agent can then write up what is called a reply to inspection and have the seller address the concerns within the inspection reports. In the case of a home that has a septic system, the seller pays for the pumping of the septic while the buyer pays for the inspection. A water test can be done in a situation where a home use as well water. Home inspections can certainly provide a piece of mind when buying a home and is something that I highly recommend for a first time homebuyer.
Secure mortgage pre-approval early. When looking to purchase a home, the buyer should obtain a preapproval letter from their lender of choice. There are many advantages of being preapproved during the beginning of the home search process. For example, the buyer will have a better understanding for what type of house they could afford and or being comfortable with the mortgage payments. It also helps the buying agent filter and send the homes to the buyer that are in their price range. In addition, if the buyer has or expresses interest in a home, they can write an offer that day because they have the preapproval. In order for the agent to submit an offer, they must show proof for the intent on how they want to pay for the house. Without the preapproval, the buyer will need to obtain that first, which then can delay the offer. I’ve seen buyers miss out on the home of their dreams because they did not get the approval prior to any showings.
Work closely with your real estate agent for effective communication with the seller. It is very important for the agent to have very clear and regular communication with the listing agent. Once a house goes under contract, both agents will do their due diligence for both the buyer and seller. If you would like more information on the importance in the roles of the different agents, feel free to reach out anytime. My email address is tom.reustle@cbrealty.com. My cell phone number is 717–3 32–2515.
Make informed decisions every step of the way! 
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